What You Should Do After an Unforeseen Job Loss

If you have recently become unemployed, you are probably very stressed and unsure about what to do. This is especially true if you were not expecting to be let go. Here is how you can begin to recover from this experience.

Open an Unemployment Claim

It can take a few weeks or longer to receive unemployment benefits, so you should apply as soon as possible. Your state’s unemployment website will guide you on whether you are eligible for benefits and how to apply. Unemployment laws are different in each state. In general, you are probably eligible for benefits if you did not lose your job due to misconduct. If you are denied benefits or are unsure if you qualify, an attorney can help you with wage loss benefits Oregon. Some states require you to prove that you are searching for work while you collect unemployment. 

Work Through Your Feelings

After a sudden job loss, you may lose confidence in yourself. It is common for people to feel overwhelmed, angry and anxious when they lose their steady source of income. You are not alone. Most people lose a job at some point. In any traumatic situation, it can be helpful to seek out counseling or a support group. You can learn to recognize your feelings without letting them control you. Then, you can concentrate on your future instead of dwelling on the past. 

Review Your Budget

Create a household budget if you do not have one in place. Add up all of your expected income, including your final paycheck, unemployment benefits and any paid time off your previous employer owes you. You will need to make a list of your monthly expenses and see how many of them you can reduce or remove. Cancel as many monthly subscriptions as you can. Reduce your grocery budget and cook at home whenever possible. Use any savings that you have as a last resort. 

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