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Tips for Living on a Reduced Budget

After making an alimony Jefferson County TX payment, money can be very tight. If you are used to living off a healthy income, your lifestyle may have to change. Here are a few things to consider while making a new budget and adjusting to a post-divorce way of life.

The Way You Eat and Exercise

Eat at restaurants/order takeout less frequently. Not only will this save you money, but it can lead to a healthier lifestyle. If you cook large meals, you can save them as leftovers and bring them to work for lunch. In addition to eating healthy, exercising is also important. The good thing is that working out doesn’t have to break the bank. You can start by cancelling your gym membership. You can pick up jogging or buy some cheap resistance bands to work out from home. 

Relationships With Loved Ones

Like many people, you may have friends or family members who make more money than you, especially if your salary is being cut because of alimony payments. Offer to host gatherings at your house instead of going out to bars/restaurants where it is easy to rack up expensive tabs. Have a potluck where everyone can share their favorite foods and drinks. You can also set limits on spending when thinking about giving gifts.

Financial Health

Limit your use of credit cards and pay down debt so you are not getting sucked into the vicious cycle where you pay more on interest than the actual debt. You can sell household items you don’t need anymore through Craigslist, Facebook or eBay.

Divorce isn’t easy for anyone, even in the best conditions. Financial strains make the situation even worse. However, these restrictions don’t have to ruin your life. If you tighten your belt a little bit, you can survive and hopefully thrive someday.

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